An Accountable Care Organization (ACO) needed a solution to simplify the design and management of value-based care contracts, similar to Medicare Advantage agreements. Existing tools were either too manual (spreadsheets) or too complex for non-technical users.
The Problem
Value-based care contracts, such as those similar to Medicare Advantage agreements, are complex and often managed using spreadsheets or overly technical tools. A leading U.S. ACO needed a solution that simplified contract design while providing automation, transparency, and speed. The goal was to build a platform that could not only deliver results fast but also evolve into an AI-powered system for predictive insights and enhanced decision-making.
Managing healthcare contracts manually created inefficiencies and limited the ability to scale. Key pain points included:
- Manual processes that slowed contract creation 
- Lack of integration across multiple datasets and time periods 
- Complex systems that non-technical users could not navigate 
- Inability to model scenarios visually and audibly for better decision-making 
The ACO required a tool that could unify data, automate workflows, and provide an intuitive interface while remaining ready for AI-driven expansion.
The Challenge
The challenge was to create a minimum viable product (MVP) that would:
- Integrate datasets from multiple sources and time periods 
- Automate contract creation and scenario modeling 
- Make the process visual, intuitive, and auditable 
- Deliver results quickly while remaining prepared for AI-driven enhancements 
This required combining healthcare domain expertise, modern architecture, and forward-looking AI-ready design principles.
The Solution
The MVP was built with AI in mind: data pipelines were structured for future AI models (RAG architectures, predictive forecasting), and workflow actions—like creating draft contracts or running “what-if” analyses—could be executed via API calls. Monitoring hooks were embedded to allow AI oversight, including validation, anomaly detection, and compliance checks.
The resulting platform transformed contract management into a visual, data-driven, AI-ready experience:
- Automated Contract Creation: Users generate contracts in seconds by selecting datasets and time periods. 
- Templates: Admins define reusable values so end-users work with preconfigured blueprints. 
- Scenario Modeling with AI Assist: Users adjust parameters, such as Medical Expense Ratios or gainsharing percentages, and instantly visualize outcomes. AI agents surface risks and suggest optimal configurations. 
- Visual Feedback: Color highlights show dependencies, making models easier to understand. 
- Financial Insights: Revenue, expenses, and savings are calculated in real time, with AI providing contextual benchmarks. 
- Forecasting with ML: Predictive models estimate contract performance for future periods, giving ACOs a competitive edge in negotiations. 
Creating AI-ready workflows for value-based care contracts turns weeks of manual work into minutes, while providing transparency and predictive insights for smarter decisions.
The Conclusion
What began as an MVP has evolved into a robust foundation for AI-powered contract intelligence. The platform allows ACO stakeholders to create contracts in minutes instead of weeks, gain clarity and transparency through visual modeling and AI-driven insights, reduce risks with data-backed recommendations, and plan for the future using predictive forecasting. Today, this system is not just a contract management tool—it’s a platform capable of evolving into an enterprise-ready AI agent that guides, automates, and monitors healthcare contracts with speed and intelligence.


